AI Pricing Comparison: Major Platforms 2026
Honest pricing comparison of major AI platforms. ChatGPT, Claude, Gemini, Copilot.
ChatGPT Enterprise / Team
Team: $25/user/month (3-149 users) Enterprise: Custom, typically $40-60/user/month for 150+
Claude Team / Enterprise
Team: $25/user/month (3-149 users) Enterprise: Custom, typically $40-60/user/month for 150+
Microsoft 365 Copilot
$30/user/month on top of M365
Google Workspace Gemini
Workspace add-on, typically $30/user/month
API pricing (for custom)
Per-token pricing. Varies by model. Anthropic, OpenAI, Google all similar ranges.
Bottom line
Major platform pricing competitive. Choice based on capability, ecosystem, not just price.
Frequently asked questions
Cheapest enterprise AI?
Team tiers all $25/seat. Pricing similar at major platforms. Don't optimize for cheapest; optimize for value.
Copilot value at $30?
Generally yes for M365 users. ROI clear when actually used. Lower for light M365 users.
API costs vs SaaS?
API for custom builds. Per-token pricing. Costs scale with usage. Can be cheaper or more expensive than SaaS depending on use.
Open source alternatives?
Llama, Mistral viable for custom builds. Operating cost replaces API. Strategic decision.
Hidden costs?
Integration, change management, training, ongoing optimization. Tool cost often smallest portion of total cost.
Related guides
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